Prevent Identity Theft

It can be a very scary and nerve wracking experience to have your identity stolen. In the information age, it is important to be careful about the information you share online. Make sure that any time you give out personal information that you are on a secure Web site. Update your firewall and virus protection and create new, unique passwords that include a combination of numbers and letters. You should also limit the amount of personal information and account numbers you regularly carry with you. It helps if you memorize pass codes and pin numbers rather than writing them down and carrying them with you.

Preventing Identity Theft

You should also provide personal information with care. You have the right to not give stores your phone number and address when making a purchase and you can register with the do not call list to prevent unknown callers from accessing you. The fewer people you share your information with, the better.

Detecting Identity Theft

It is hard to detect fraud. The longer it goes unseen, the harder it is to clear up the charges and other damage done to your credit. Credit monitoring services can be helpful in catching problems early on. Check each of the bureaus for accurate reports. Check monthly statements on all of your accounts, as well. Numerous inquiries alone can be a sign of misuse. Another good place to start is by keeping good records of your statements and receipts.

What Do You Do If You Have Been Victimized

If you suspect foul play on your accounts, close them right away. You won’t be held responsible for charges you haven’t made. Make out a police report for your own protection and place a fraud alert with each of the credit bureaus to deter the theft from using your accounts any further.